ODA HEALTH BENEFITS PLAN FEATURES AFFORDABLE COSTS, LARGE NETWORK OF PROVIDERS
Acquiring health benefits for you and your family and offering your entire team access to health benefits through the ODA Wellness Trust is simple and affordable. And in 2022, the ODA Wellness Trust will continue its streak of single digit rate increases for the ODA Wellness Trust.
AFFORDABLE COSTS ARE ONE OF OUR TOP PRIORITIES
We are working tirelessly to keep rates as low as possible while providing the type of high quality, broad-based coverage subscribers deserve. According to a comparison conducted by L&E Actuaries and Consultants, on average ODA Wellness Trust rates are 15% to 30% lower than similar plans in the marketplace. The ODA Wellness Trust is a not-for-profit plan, which keeps rates lower and the rate renewal is mainly determined using the claims incurred by the whole group and medical inflation.
Additionally, our plan can be purchased through a payroll deduction and paid with pre-tax dollars. The employee gets a tax break on the monthly costs of at least 15%, and the employer saves the social security matching tax too.
WE OFFER A WIDE VARIETY OF BENEFIT OPTIONS
The ODA Wellness Trust offers deductible options ranging from $250 to $6,500, allowing an option for all different benefit needs. A majority of the ODA Wellness Trust plans are ranked as “gold” level, meaning that more of your incurred costs will be covered than with other lower valued plans. Every subscriber should carefully examine the benefits provided by their plan and research any plan limitation to be sure that they have the coverage they need before they need it. ODA Wellness Trust subscribers can have peace of mind that when there is an unexpected health issue or illness they have reliable coverage.
WE OFFER A LARGE NETWORK OF DOCTORS AND HOSPITALS
As the cost of insurance has risen, some insurers have limited subscribers’ access to specific networks eliminating some specialty hospitals and providers. Some carriers have even exited the market entirely giving consumers limited choice. The ODA Wellness Trust continues to offer access to most providers and hospitals across the state including specialist and premier hospitals.
WE PROVIDE BETTER ADMINISTRATIVE SUPPORT
We work to make insurance easier for you and your staff. We promise that you’ll always have attentive, responsive customer service from a team dedicated to ODA members and their staffs. We guide you through every step of the enrollment process and help relieve the administrative burden dental offices might encounter with other health plans. While you and your team focus on dentistry, we will focus on your health and wellness.
REQUEST A RISK-FREE QUOTE TODAY
Requesting a quote is easy and risk free. For full details, visit www.odawt.org or call an ODA Wellness Trust representative at (800) 282-1526 or email insurance@oda.org. Open enrollment for the ODA Wellness Trust ends November 15, 2021 for January 1, 2022 coverage.
Please note: If you are already enrolled in the ODA Wellness Trust, employer group rates may increase or decrease based on 2021 utilization.
