Health insurance options that fit your needs
As an exclusive benefit to ODA members and their staff, ODASC provides a one-stop health insurance solution that allows individuals the ability to control and manage benefits specific to their current needs.
Ohio Dental Association Wellness Trust
The Ohio Dental Association Wellness Trust is a self-insured plan that allows participants to avoid some of the regulations and requirements of the Affordable Care Act. The plan went into effect March 1, 2015, and participants in a self-insured plan typically see a 10 percent savings compared to marketplace plans.
The ODA Wellness Trust is an employer plan, which means offices that enroll in the plan will be required to offer insurance to all full-time employees (defined as those employees working 25-30 hours or more per week). No employer contribution is required. Employees are allowed to decline the coverage by completing a waiver form. While no employer contribution is required, if an employer chooses to make a contribution it must be on a non-discrimination basis.
The ODA Wellness Trust has the same carrier (Medical Mutual of Ohio), the same networks of providers and hospitals, the same prescription coverage and same plans as the ODA's current health insurance plan, the Dentists' Choice Health Care Plan (DCHCP).
ODA Wellness Trust Plan Summaries:
- ODAWT SMPlus HSA 6000 Family Plan Summary
- ODAWT SMPlus HSA 4000 Family Plan Summary
- ODAWT SMPlus HSA 3000 Single Plan Summary
- ODAWT SMPlus HSA 2000 Single Plan Summary
- ODAWT SMPlus 1000-2000 Plan Summary
- ODAWT SMPlus 750-1500 Plan Summary
- ODAWT SMPlus 500-1000 Plan Summary
- ODAWT SMPlus 250-500 Plan Summary
- ODAWT SMClassic Gold 250-500 Plan Summary
- SMClassic Gold 500-1000 Plan Summary
- ODAWT SMClassic 500-1000 Plan Summary
- ODAWT SMClassic 250-500 Plan Summary
How to enroll
To enroll in the plan, dental offices must first download and return an enrollment form by clicking here. Once an office has completed this form, an ODASC representative will contact you with more details.
Offices who are currently enrolled in the Dentists Choice Health Care Plan should have received a letter with instructions on how to enroll in the new plan. If you are enrolled in the DCHCP and did not receive a letter, please contact your ODASC representative at (800) 282-1526 or email@example.com.
ODA Wellness Trust Forms
- ODAWT Group Contract for new Offices
- ODAWT Waiver Form
- ODAWT Personal Health Questionnaire
- ODAWT Group Health Questionnaire
- ODAWT Confirmation of Coverage
Individual Health Insurance Quote
If your dental office has chosen not to participate in the ODA Wellness Trust, ODASC representatives can provide you health insurance quotes from multiple different private insurance companies so you can choose a plan that best fits you and your family’s needs. These plans do not come from healthcare.gov and are not government plans.
Click here to complete an information request form to receive individual insurance quotes from multiple private companies offering traditional PPO options and Health Savings Accounts (HSA). Once you have submitted the form, you will receive quotes via email within a week. After you have received the quotes, ODASC representatives can help you complete the application process. If you have any questions, you can call ODASC at (800) 282-1526 or email firstname.lastname@example.org.
ODASC representatives can provide personalized assistance
ODASC’s goal is to make your insurance purchase a simple, pressure-free experience. ODASC representatives can walk you through the various insurance options available. They are licensed insurance agents and are knowledgeable in the options available. They are salary-based and do not make a commission based on sales, so you can be assured they have your best interest at heart.
ODASC representatives are also knowledgeable about insurance plans available through the Federal/State Exchange Marketplace. They can help determine if you’re eligible for a subsidy, and if so they can help you enroll in insurance through the Federal/State Exchange Marketplace.
ODASC representatives can help you find the plan and carrier that best suits your needs.
Call ODASC today at (800) 282-1526 or email email@example.com for more information.